HARCO BANK हरको बैंक
THE HARYANA STATE CO-OPERATIVE APEX BANK LTD
THE HARYANA STATE CO-OPERATIVE APEX BANK LTD
Earn attractive returns on your savings with our Recurring Deposit schemes.
The bank is providing **R.D. facility** to its depositors to save at their convenience by paying a fixed sum of money every month for a pre-determined period. This allows you to build your savings steadily while earning attractive returns.
A depositor may have more than one R.D. account in his name or in the joint names with others.
The period of deposit is normally in the multiple of 12 months like 12, 24, 36 up to a maximum period of **120 months**.
The account will be opened after completion of all the necessary documents & fulfilling the **KYC norms**.
The installment for each calendar month must be remitted on or before the last working day of that month, thereafter **penal charges** will be imposed for the delayed period.
The rate of interest is same as that of **FDR/RITD schemes**.
The loan facility is extended against the R.D. up to the maximum of **85% of the amount at credit** in the RD account.
Cultivate a disciplined saving habit by depositing a fixed amount monthly, making wealth creation effortless.
Choose a deposit period that aligns with your financial goals, from 12 months up to 120 months.
Earn competitive interest rates, identical to our Fixed Deposit schemes, ensuring strong growth on your savings.
Senior citizens receive an additional 0.50% interest, and super senior citizens get 0.75% extra on their RDs.
Access quick funds by availing a loan up to 85% of your RD balance, without breaking your deposit.
Enjoy the security of guaranteed returns, providing you with financial stability and peace of mind.
*Rates are subject to change. Please contact your nearest branch for the most current rates.
| Deposit Period | General Public (%) | Senior Citizens (%) | Super Senior Citizens (%) |
|---|---|---|---|
| 15 - 45 Days | 3.50% | 4.00% | 4.25% |
| 46 - 90 Days | 4.00% | 4.50% | 4.75% |
| 91 - 179 Days | 4.50% | 5.00% | 5.25% |
| 180 Days to < 1 Year | 5.00% | 5.50% | 5.75% |
| 1 Year to < 2 Years | 6.00% | 6.50% | 6.75% |
| 2 Years to < 3 Years | 6.50% | 7.00% | 7.25% |
| 3 Years & Above | 6.80% | 7.30% | 7.55% |
Plan your savings effectively with our RD calculator. Input your monthly deposit, the interest rate, and tenure to estimate your maturity amount.
Total Invested Amount: ₹ 0.00
Total Interest Earned: ₹ 0.00
Maturity Amount:
| Year | Deposited Amount (₹) | Interest Earned This Year (₹) | Total Balance (₹) |
|---|
