Amrit, Utsav, Azadi Special Deposit Schemes
Celebrate prosperity with exclusive, high-interest Fixed Deposit schemes designed for limited periods.
Opening of Amrit, Utsav, Azadi Special Deposit Schemes
Harco Bank is proud to introduce the **Amrit, Utsav, and Azadi Special Deposit Schemes**, offering highly competitive interest rates for specific, limited tenures. These special schemes are designed to provide our valued customers with enhanced returns on their savings, making them an ideal choice for short to medium-term investments.
Similar to our standard Fixed Deposits, these special schemes allow individuals, joint account holders, institutions, trusts, societies, and minors (under guardianship) to open accounts. Customers are required to complete all necessary KYC formalities and submit supporting documents such as recent photographs, address proof, and identification proof.
Invest in these unique schemes and maximize your returns with Harco Bank's commitment to your financial well-being.
Why Choose Our Special Deposit Schemes?
Exclusive Higher Rates
Benefit from specially curated, **elevated interest rates** that are higher than our regular fixed deposit offerings.
Fixed & Strategic Tenures
Enjoy fixed tenures (e.g., **666, 444, 399 days**) designed for optimal returns within specific timeframes.
Enhanced Benefits for Seniors
Senior and Super Senior Citizens receive **even higher preferential interest rates** on these special schemes.
Guaranteed Returns
Your investment in these schemes provides **assured and predictable returns**, ensuring peace of mind.
Limited Period Opportunity
These are **limited-time offerings**, providing a unique chance to secure higher returns. Act fast!
Secure Investment
Trust in Harco Bank's long-standing legacy of security and reliability for your valuable deposits.
Special Deposit Scheme Interest Rates
*Rates effective from 25.06.2025. Rates are subject to change. Please contact your nearest branch for the most current rates.*
Amrit Deposit Scheme
666 Days Tenure
Utsav Deposit Scheme
444 Days Tenure
Azadi Special
399 Days Tenure
| Sr. No. | Scheme Name | Tenure | General Public (%) | Senior Citizens (%) | Super Senior Citizens (%) |
|---|---|---|---|---|---|
| 1 | Amrit Deposit Scheme | 666 days | 6.80% | 7.30% | 7.55% |
| 2 | Utsav Deposit Scheme | 444 days | 6.75% | 7.25% | 7.50% |
| 3 | Azadi Special | 399 days | 6.70% | 7.20% | 7.45% |
Special Deposit Scheme Calculator
Your FD Maturity Details
Invested Amount: ₹ 0.00
Total Interest Earned: ₹ 0.00
Maturity Amount:
₹ 0.00
Maturity Growth Visualisation
Principal vs. Interest
Interest Accumulation Table
| Period | Starting Balance (₹) | Interest Earned (₹) | Ending Balance (₹) |
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