Efficient Banking for Your Business with Harco Bank Current Account
Seamless transactions, unlimited withdrawals, and robust support for your daily business needs.
Open a Business AccountAdvantages of Harco Bank Current Account
Unlimited Transactions
Perform as many withdrawals and deposits as your business requires, without restrictions.
Dedicated Business Support
Benefit from our experienced team providing tailored banking solutions for your enterprise.
Facilitate Business Growth
A robust banking partner to support the operational demands and growth of your business.
Digital Banking Access
Manage your account efficiently through our Internet Banking and Mobile Banking services.
Simplified Record Keeping
Easy access to statements and transaction history to streamline your accounting and audits.
Branch Banking Convenience
Leverage our wide branch network for in-person transactions and personalized services.
Who Can Open a Current Account?
Eligible Entities include:
- Individuals (singly or jointly)
- Proprietorship Firms
- Partnership Firms
- Hindu Undivided Families (HUFs)
- Private & Public Limited Companies
- Associations, Clubs, Societies & Trusts
- Institutions (Educational, Religious, Charitable)
- Government & Semi-Government Bodies
- Public Sector Undertakings & Local Bodies
An introduction by an existing account holder of the bank is required for opening a current account.
New Curernt Account Schemes
Pragati Current Account
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Monthly Balance:
Rs. 50,000/- per Month
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Non-Maintenance Charges:
Rs. 500 + GST / per month
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Cash Handling:
Free Cash Deposit up to Rs. 20.00 Lacs/per month
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Temporary Overdraft:
Up to Rs. 40,000/-
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Customized AC Number:
Customer can choose customized account number
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Cheque Return Charges:
NIL
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Platinum Debit Card:
Free
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QR Code Soundbox:
Nil charges and no monthly rentals
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Loans:
50% waiver on processing fee
Suvidha Current Account
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Minimum Balance:
Rs. 25,000/- per Month
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Non-Maintenance Charges:
Rs. 300 + GST / per month
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Temporary Overdraft:
Up to Rs. 20,000/-
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Cheque Return Charges:
Rs. 125/- per cheque
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QR Code Soundbox:
Nil charges and no monthly rentals
Important Current Account Details
| Aspect | Information |
|---|---|
| Account Nature | A running account with no restrictions on the number of withdrawals. |
| Minimum Deposit | A minimum deposit of Rs. 10000 is required to open. |
| Interest Earned | No interest is paid on balances held in current accounts. |
| Low Balance Charges | Charges may be levied if the minimum balance is not maintained. |
| KYC Compliance | Standard Know Your Customer (KYC) norms and documentation are mandatory. |
Ready to Streamline Your Business Finances?
Open a Harco Bank Current Account today and experience banking designed for your business efficiency.
Apply Now Get in Touch