0172-2713293
itcell@harcobank.org.in
Skip to main content
A- A A+
Branch Locator Login
Harco Bank Logo

HARCO BANK हरको बैंक

THE HARYANA STATE CO-OPERATIVE APEX BANK LTD

Customer Support Email Login

Instant Payments with Harco UPI

Experience the ease of Unified Payments Interface. Send and receive money instantly, 24/7.

Get Started with UPI

What is UPI?

Unified Payments Interface (UPI) is an instant real-time payment system developed by National Payments Corporation of India (NPCI) facilitating inter-bank peer-to-peer (P2P) and person-to-merchant (P2M) transactions. With UPI, you can link multiple bank accounts to a single mobile application, making payments simpler, faster, and more secure.

Why Choose Harco UPI?

24/7 Instant Payments

Send and receive money instantly, any time of the day, any day of the year, even on holidays.

Highly Secure Transactions

Enjoy peace of mind with multi-layered security features and end-to-end encryption.

Scan & Pay

Make quick payments at merchant outlets by simply scanning a QR code.

Mobile Number Payments

Send money to anyone using just their mobile number linked to UPI, without needing bank details.

Bill Payments & Recharges

Pay utility bills, recharge mobile, DTH, and more directly through UPI.

Multiple Bank Accounts

Link all your bank accounts to a single UPI ID for unified management.

How to Get Started with UPI

1 Download App Icon

Download a UPI App

Install any UPI-enabled application (like BHIM, Google Pay, PhonePe, etc.) from your app store.

2 Link Bank Icon

Link Your Harco Bank Account

Select Harco Bank and link your account using your registered mobile number and debit card details.

3 Set PIN Icon

Set Your UPI PIN

Create a unique UPI PIN. This will be required for all your UPI transactions.

Popular UPI Apps to Get Started

While Harco Bank supports UPI through its M-Banking app, you can also link your Harco Bank account to other popular UPI applications.

BHIM UPI Google Pay PhonePe

Frequently Asked Questions about UPI

A Virtual Payment Address (VPA) is a unique identifier that you can use to send and receive money through UPI, without having to share your bank account number or IFSC code. It looks similar to an email ID (e.g., yourname@harcobank).

Yes, UPI is highly secure. All transactions require a UPI PIN for authentication, and the system uses advanced encryption technologies to protect your data. NPCI oversees the UPI network, ensuring robust security standards.

Yes, UPI allows you to link multiple bank accounts from different banks to a single UPI application. You can then choose which account to use for each transaction.

UPI PIN (Personal Identification Number) is a 4 or 6-digit secret code that you set when registering for UPI. It's essential for authorizing all your UPI transactions, similar to an ATM PIN.

Need Help with UPI? Chat with PAi!

Our AI-powered chatbot, PAi, is available 24/7 to answer your questions about digital payments, UPI, and other banking queries. Get instant support!

Launch Chatbot